Need an appraisal in Bayside or Queens County?
The top 7 reasons why NY homeowners call on Kevin J. Minor:
Do you own a house in or near Bayside? Do you need help deciding the price of your real estate?
At Kevin J. Minor, we understand the particular needs of a homeowner looking for appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, lawyers, and CPAs. But as a consumer,we will give you extra guidance and explanations through the appraisal process to understand what we do and how we document our findings. Pre-listing Services/For Sale By Owner (FSBO)It's very hard to be objective about your own home because you probably have an emotional attachment to it. Our professional appraisers at Kevin J. Minor are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. It gives you something tangible to show the buyer. It's an independent third party's opinion of your property's price, and not just how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value estimation than yours. PMI Removal AppraisalsPMI stands for Private Mortgage Insurance. A popular way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're experienced in helping people just like you rid themselves of unnecessary PMI insurance. Challenge Queens county's assessment of your propertyIf you live in a region that is declining or is not appreciating as much as other houses nearby, your local tax assessor may have your house overvalued. That means you are paying more taxes than you should. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal from Kevin J. Minor is your number one weapon. Recently got a freeze your HELOC?Even if your specific property has not declined in value, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow viewpoint. An efficient appraisal from Kevin J. Minor can help you reinstate your HELOC. We Provide Field and Desktop Appraisal Review ServicesWould you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need a seasoned expert to double-check your appraisal for verity? An appraiser from Kevin J. Minor can go out and check the subject and comps in question in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide a retrospective review of any appraisal report you may have had done before. Even though this is usually requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your home. |